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How to Use the Small Business Finance Toolkit

1. Select a Tool: Use the left sidebar to switch between 17 tools (Income Tracking, Cash Flow, P&L, Taxes & Planning).
2. Calculate & Track: Enter your financial numbers or click Sample Data to see pre-filled calculations instantly.
3. Auto-Save: All entries save automatically in your browser (LocalStorage).

Income & Expense Tracker

Track every rupee coming in and going out

Add Transaction
Transactions
Total Income
₹0
Total Expenses
₹0
Net Profit
₹0
DateTypeCategoryDescriptionAmount

Receipt Tracker

Log receipts for tax deductions and record-keeping

Add Receipt
Receipts
DateVendorCategoryAmountDeductible
Total Deductible: ₹0

Petty Cash Log

Track small daily cash expenses

Add Entry
Petty Cash Entries
DateDescriptionPaid ToReceived ByAmount
Opening Balance: ₹ | Spent: ₹0 | Remaining: ₹5,000

12-Month Cash Flow Forecast

Project your cash flow for the next 12 months

Monthly Assumptions

Revenue Projection

Forecast revenue based on customers and pricing

Revenue Inputs

Break-Even Calculator

Find out when your business becomes profitable

Profit & Loss Statement

Generate a professional P&L for any period

Revenue
Cost of Goods Sold
Operating Expenses

Budget vs Actuals

Compare budgeted expenses against actual spending

Add Category
Budget Comparison
CategoryBudgetActualVarianceStatus

Tax Deduction Tracker

Track business expenses eligible for tax write-offs

Add Deduction
Tax Deductions Log
Total Deductions
₹0
Estimated Tax Saved (30%)
₹0
DateDescriptionCategoryAmountReceipt

Quarterly Tax Estimate

Calculate advance tax liability for each quarter

Expense Categorizer

Group expenses to see where your money goes

Categorize Expense
Category Breakdown
DescriptionAmountCategory

Startup Cost Estimator

Calculate launch costs before starting a new business

Add Cost Item
Startup Cost Summary
One-Time Initial Capital
₹0
Monthly Burn Rate
₹0
First Year Budget
₹0
ItemTypeAmount

Pricing Calculator

Calculate profitable price points for your product or service

Cost & Market Inputs

Loan / EMI Calculator

Calculate business loan repayments and amortization schedule

Monthly Financial Summary

One-page summary for investors, banks, or your own records

KPI Dashboard

Track key performance indicators at a glance

Input Business Metrics

Financial Health Check

Answer 15 questions to assess your business financial health

How to Use This Toolkit

This toolkit includes 17 financial utilities built specifically for small business owners, freelancers, and agency founders.